Nobody wants to pay more for car insurance than they need to, but the lowest price won’t always get you the coverage and protection you and your family need. There are many things standard auto policies will not cover, and after an accident is not the time to find out...
With hurricane season underway, and Congress still negotiating a continuing resolution to fund the federal government, insurance agents should be prepared for the possibility of a lapse in the National Flood Insurance Program. Currently, the NFIP is set to expire Tuesday, Sept. 30, 2025. A short-term flood extension bill has been attached to the stalled CR, raising concerns about what could happen if lawmakers don’t act in time.
The New Hampshire Insurance Department approved the original workers’ compensation voluntary loss cost filing made by the National Council on Compensation Insurance, consisting of an overall 6.1% decrease. These loss costs will take effect Jan. 1, 2026. The assigned...
New England’s independent agents are experts at adapting to a playing field that’s constantly changing, and the current state of the market will surely test their resolve in months to come. As 2025 dawned, rates had stabilized in most lines, even if carrier appetite...
In the world of insurance sales, few things surprise independent agents more than a commission chargeback—especially when it’s requested years after the original transaction. While these occurrences may seem arbitrary or unfair, they often are rooted in the fine print...
In May, an application for an overall loss cost decrease of 13.2% was submitted to the New York State Department of Financial Services by the New York Compensation Insurance Rating Board. The NYDFS approved the application as filed with an effective date of Wednesday,...
If you write contractor business in Connecticut or New Jersey with Liberty Mutual, there’s an important change coming that could affect your clients—and your book of business. As part of its efforts to manage risk exposure in New York state, Liberty Mutual has...
The insurance industry just got a loud knock on the door. Carriers like Erie Insurance, Philadelphia Insurance Cos., and AFLAC are all reportedly grappling with the fallout from major cyberattacks—likely launched by the hacker group known as Scattered Spider. These...
At the start of the 2025 Connecticut legislative session, PIACT set an ambitious goal to make significant reforms to the state’s excess and surplus lines placement process; protect consumers from increased premiums; and protect producers from errors-and-omissions exposures. Now with the 2025 session in the rearview mirror, PIACT can claim with confidence: Mission accomplished. With the passage of H.B.6981, PIACT secured a major win that will modernize the way brokers access the E&S market. Meanwhile, PIACT engaged in advocacy on bills related to flood insurance disclosures, dog breed underwriting and fossil fuel infrastructure surcharges—shaping outcomes that reflect the realities and needs of producers and consumers alike.
If you work outside in the summer heat, it’s vital that you and your employees take care of yourselves to prevent heat rash, heat stroke, heat exhaustion, heat cramps, sunburns and more. Here are some safety tips to protect yourself this summer: No. 1: Hydrate,...