A bill (S.3072) that would prohibit the use of an individual’s consumer credit history in employment decisions, has been delivered to Gov. Kathy Hochul for review. The bill is intended to promote fair hiring practices by limiting how personal financial...
The New Jersey Compensation Rating and Inspection Bureau received approval from the Department of Banking and Insurance for a rate revision of -4.3% to become effective Sunday, Jan. 1, 2026, applicable to new and renewal policies. The NJCRIB distributed Circular...
The Connecticut Insurance Department approved the proposed workers’ compensation loss cost filing made by the National Council on Compensation Insurance, consisting of an overall 3.8% decrease. Also approved is an overall assigned risk rate reduction of 0.4%. These...
Even though most of your employees should be in the baby boomer, Gen X and millennial generations, there could be members of the Silent Generation and Gen Z working together, too. This can be a good thing as cross-generational experience can be beneficial to problem...
PIANJ, along with a coalition of other insurance associations, sat down with legal counsel for Gov. Phil Murphy earlier this week, to raise serious concerns about a proposed regulation from the New Jersey Department of Labor and Workforce Development. The topic? A sweeping new rule that would redefine the ABC test used to determine whether a worker is an employee or an independent contractor. And, if you’re an independent insurance agent in New Jersey—or anywhere in the Northeast—this one’s worth your attention. [PHOTO CAPTION: (L-R) David Pascrell, Gibbons P.C.; Dennis Cuccinelli, National Association of Insurance and Financial Advisors; Gary La Spisa, Insurance Council of New Jersey; Mary Kay Roberts, Riker Danzig; PIANJ’s Brad Lachut; Roger Moore, NAIFA; and Vincent Ryan, American Council of Life Insurers.]
If you’ve been paying attention to the news, you may have noticed that the concept of diversity, equity and inclusion is under increasing scrutiny. Critics argue that DEI undermines meritocracy, casting it as a political distraction from core business goals. As a...
In a move to support the mental well-being of New Jersey’s first responders, Gov. Phil Murphy signed A.5792 into law on Aug. 21, 2025. The legislation, which passed both chambers of the New Jersey Legislature without opposition, establishes confidential mental health...
Even though most of your employees should be in the baby boomer, Gen X and millennial generations, there could be members of the Silent Generation and Gen Z working together, too. This can be a good thing as cross-generational experience can be beneficial to problem...
The war for talent isn’t slowing down. In fact, a recent Gallup study showed more than half of respondents are actively exploring new job opportunities. So, how do you retain top talent in a market in which employees are rethinking where, how and why they work? The answer lies in offering benefits that meet today’s expectations. Overall, employees tend to prioritize two things: health care and flexibility. However, a well-rounded benefits package also includes mental health, financial stability, time off and growth opportunities.
Starting a business doesn’t just mean putting your name on the map. It means showing up with presence, not just signage. It means listening before speaking, giving before asking, and finding natural ways to embed your work into the rhythm of your local community. If...