“I am ... inevitable.” Thanos—the big bad in the Marvel Cinematic Universe—utters this line at the end of Avengers: Endgame, to show that his act of wiping out a trillion people with a literal snap of his fingers was an act that could not be stopped. Interestingly,...
A look at the latest legislative session in the Granite State
The 2021 legislative session wrapped up in New Hampshire at the end of June. It was an interesting year amidst the pandemic, which required largely all remote hearings in the Legislature. The House and Senate passed H.B.1 and H.B.2 on June 24. These are the two budget...
The NY HERO Act: Employer requirements
Gov. Andrew M. Cuomo signed chapter amendments for the New York Health and Essential Rights Act—also known as the NY HERO Act—last month, which ease the regulatory burden for many businesses. What is the NY HERO Act? The NY HERO Act is intended to prevent current and...
Insurance 101—What your new, unlicensed hires ought to know
On the outset, the insurance industry might seem like a complicated field to a new hire. Maybe they never considered that the insurance industry would be where they’d find themselves; maybe they don’t know how the industry works; maybe they don’t realize how rewarding...
Chapter amendments added to NY HERO Act
When Gov. Andrew M. Cuomo signed the New York Health and Essential Rights Act—also known as the NY HERO Act—in May, he promised that there would be chapter amendments to ease the regulatory burden for many businesses. Earlier this week, Cuomo signed those chapter...
Fundamentals of successful small-business operations
The most critical elements of successful small-business operations include building a customer base, managing your finances, and continually cultivating new customers through targeted advertising. Building your professional network also is key. Here are some tips on...
N.J.: Murphy reopens state; offers guidance to offices, and lifts mandate for mask wearing
Gov. Phil Murphy signed Executive Order No. 243 to expand efforts to reopen the state by further reducing mask requirements. Effective Friday, June 4, workplaces not open to the public will no longer need to require employees wear face masks or adhere to social...
Employment practices liability, employment benefits liability & employers liability—Do you know the difference?
It’s crucial for agents to understand the differences between employment practices liability, employment benefits liability, and employers liability. Agents need to know about these three arenas to protect their insureds, and potentially themselves, too. Employment...