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Think twice before you reply with an emoji … it could be a binding contract

Think twice before you reply with an emoji … it could be a binding contract

by Danielle Caswell, Esq. | Dec 21, 2023 | Featured, General News

Let’s face it … technology can be hard. Especially when you have no idea what things mean. Remember when Gen Z unofficially deemed millennial use of the 😂 emoji as “not cool,”[1] or dare I say…cheugy?[2] Or when almost every older-generation dad got called out...

Kia and Hyundai reach multi-million settlement with car owners due to lack of antitheft features

Kia and Hyundai reach multi-million settlement with car owners due to lack of antitheft features

by Theophilus Alexander | Nov 15, 2023 | Featured, General News

While you might not be familiar with the “Kia Boys” or “Hyundai Boys,” their notorious criminal activities have likely reached your attention. Since early 2021, viral videos on TikTok and YouTube have provided step-by-step instructions on stealing specific Kia and...

New York reaches settlement with Lyft, Uber

New York reaches settlement with Lyft, Uber

by Theophilus Alexander | Nov 7, 2023 | Featured, General News

New York Attorney General Letitia James unveiled two historic settlements valued at a combined $328 million with ride-sharing conglomerates Lyft and Uber on Nov. 1, 2023. These settlements mark the conclusion of extensive investigations into both companies, revealing...

N.J.: Federal court puts a hold on insurance mandate to carry firearms 

N.J.: Federal court puts a hold on insurance mandate to carry firearms 

by Bradford J. Lachut, Esq. | May 24, 2023 | Advocacy, Featured

The United States District Court for The District of New Jersey issued a decision on May 16, 2023, that will—at least temporarily—suspend enforcement of an insurance requirement for those applying for a firearm-carry permit for in the state.   The case of...

N.Y.: City of Buffalo sues Kia and Hyundai

N.Y.: City of Buffalo sues Kia and Hyundai

by Bradford J. Lachut, Esq. | Apr 5, 2023 | Featured, General News

The City of Buffalo announced last week that it has filed a lawsuit against the car manufacturers, Kia America Inc., and Hyundai Motor America, over defects in both manufactures’ vehicles that led to an increase in auto thefts. The Buffalo Police Department reported a...

N.Y.: City of Buffalo sues Kia and Hyundai

N.J.: An overview: Harford v. Z&D Realty LLC

by Bradford J. Lachut, Esq. | Feb 1, 2023 | General News

The U.S. District Court, District of New Jersey held in the case of Harford Mutual Insurance Co. v. Z&D Realty LLC that insurance companies do not have an obligation to investigate whether insurance applicants were truthful on the applications and that...

N.J.: Court ruling may affect duty-to-notify regarding workers’ compensation for LLCs

N.J.: Court ruling may affect duty-to-notify regarding workers’ compensation for LLCs

by Bradford J. Lachut, Esq. | Jan 3, 2023 | Featured, General News

The Supreme Court of New Jersey issued an opinion last month that directly impacts the way insurance producers must handle workers’ compensation for limited liability companies. The court held in the case of Holm v. Purdy that insurance producers have an ongoing duty...

Claim scenario: Websites and ADA compliance

Claim scenario: Websites and ADA compliance

by Andy Harris Jr., CIC, AAI, CISR | Dec 21, 2022 | Consumer-focused

Our agency writes a fair number of insurance policies for marinas and boat dealers. Generally, there are some specialty coverages associated with the class of business (e.g., protection and indemnity, “bumbershoot,” marine operators legal liability, and dock...

N.Y.: City of Buffalo sues Kia and Hyundai

N.Y.: ‘Best interest’ amendments declared constitutional—end of the road for lawsuit

by Bradford J. Lachut, Esq. | Oct 25, 2022 | Advocacy, Featured

The New York State Court of Appeals ruled last week that amendments to Regulation 187, which created a suitability and best interest standard for the sale of life insurance and annuity products, were constitutional. This decision ends a legal battle that started in...

Insuring Hogwarts: A guide for Muggle schools

Insuring Hogwarts: A guide for Muggle schools

by Clare Irvine, Esq. | Oct 18, 2022 | Featured, General News

A recurring theme throughout the seven Harry Potter books and eight movies is that Hogwarts, the school for young wizards in the United Kingdom, is a very dangerous place. From the straightforward dangers that come with potions and Quidditch to the more frightening...

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