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Conn: Bill would ban credit history as an underwriting factor for homeowners insurance

Conn: Bill would ban credit history as an underwriting factor for homeowners insurance

by Danielle Caswell, Esq. | Jan 22, 2025 | Advocacy, Featured, General News

To enhance consumer protections and promote fairness, a new bill has been introduced in Connecticut that would impact what factors insurers can use in underwriting. If passed, this legislation would amend Title 38a of the general statutes and would prohibit insurers...

PIACT’s legislative priorities for 2025: streamlining regulations, protecting consumers

PIACT’s legislative priorities for 2025: streamlining regulations, protecting consumers

by Bradford J. Lachut, Esq. | Jan 22, 2025 | Advocacy, Association, Featured

As we enter the 2025 legislative session, PIACT is sharpening its focus on advocating for reforms that will enhance efficiency, modernize outdated practices and provide better protections for insurance consumers throughout the state. Among the organization’s top...

Sen. Jamaal T. Bailey: Chairing the New York State Senate Insurance Committee

Sen. Jamaal T. Bailey: Chairing the New York State Senate Insurance Committee

by Bradford J. Lachut, Esq. | Jan 16, 2025 | Advocacy, Featured

Sen. Jamaal T. Bailey has been named chair of the New York State Senate Insurance Committee, a role that will position him to shape legislation affecting the state’s insurance industry. Representing New York’s 36th state Senate District since 2016, Bailey’s...

N.Y.: Anti-arson applications: Outdated, burdensome and harmful to consumers

N.Y.: Anti-arson applications: Outdated, burdensome and harmful to consumers

by Bradford J. Lachut, Esq. | Jan 15, 2025 | Advocacy

For decades, New York’s Section 3403 of the Insurance Law has required property owners to complete an annual anti-arson application as a condition for obtaining property insurance coverage for fire or explosion damages. While this mandate was created in the late 1970s...

Legislative priorities: Advancing fairness, consumer protection in New Jersey

Legislative priorities: Advancing fairness, consumer protection in New Jersey

by Bradford J. Lachut, Esq. | Jan 13, 2025 | Advocacy, Featured

The PIANJ has set an ambitious legislative agenda for the 2024-25 session, championing reforms that promote fairness, transparency and consumer protection. By advocating for key legislative changes, PIANJ continues its mission of supporting insurance professionals,...

Sen. Jamaal T. Bailey: Chairing the New York State Senate Insurance Committee

PIANY’s 2025 legislative priorities: Advocating for change in New York’s insurance landscape

by Bradford J. Lachut, Esq. | Jan 8, 2025 | Advocacy, Featured

As we kick off 2025, PIANY has unveiled its legislative priorities for the year. These initiatives aim to modernize New York state’s insurance regulations, reduce administrative burdens, and promote fairness and transparency. Let’s take a closer look at the key areas...

Enhancing safety and insurance for horse-drawn buggies on New York roads

Enhancing safety and insurance for horse-drawn buggies on New York roads

by Theophilus Alexander | Nov 20, 2024 | Advocacy, Featured

Horse-drawn buggies are a familiar sight on New York's rural roads: they’re a direct link to the state's Amish and Mennonite heritage. However, a recent spate of incidents has highlighted growing concerns about road safety and the adequacy of insurance coverage for...

Legislative priorities: Advancing fairness, consumer protection in New Jersey

N.J. legislative roundup: The latest from Trenton

by Theophilus Alexander | Oct 30, 2024 | Featured, General News

The latest legislative moves in New Jersey include new bills that would boost outdoor dining, would make driving schools more flexible, and would protect property owners. Additionally, in the past few weeks, New Jersey has rolled out a lineup of bills that would...

N.J.: New bill would protect drivers from rate hikes for not-at-fault accidents   

N.J.: New bill would protect drivers from rate hikes for not-at-fault accidents   

by Bradford J. Lachut, Esq. | Oct 11, 2024 | Advocacy, General News

Drivers in New Jersey may soon have greater protection against insurance rate hikes for accidents for which they are not at-fault. Bill S-3717 was drafted to amend the state’s Insurance Law to prevent automobile insurers from penalizing drivers involved in accidents...

N.J.: The right to disconnect from work?

N.J.: The right to disconnect from work?

by Bradford J. Lachut, Esq. | Oct 1, 2024 | Featured, General News

The New Jersey state Legislature returned from summer break earlier this month, and legislators have wasted no time introducing legislation that could impact workers across the state.   Introduced in the New Jersey Assembly on Sept. 23, 2024, A-4852, would...

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