While PIANJ may have faced challenges in advancing the association’s top priority—a ban on the use of step-down provisions in personal auto policies—your association’s efforts during the 2022-23 session were not in vain. The organization has seen widespread success in...
N.Y.: Expanding horizons: Legislation introduced to widen CMAP eligibility
In New York state, a notable amendment has been proposed that would redefine the landscape of coastal property insurance. Targeting the Coastal Market Assistance Program, this bill (S.8320)— introduced by Sen. Shelley Mayer, D-37—would broaden the insurance options...
Navigate the Winter Wonderland: A guide for insurance agents to safeguard clients
As winter tightens its grip on the Northeast, recent storms have blanketed the region in snow and ice, creating hazardous driving conditions. With plummeting temperatures and slippery roads, it’s crucial for drivers to prioritize safe driving practices. In the United...
Break down: Anatomy of a personal auto claim
Whether it is a minor fender bender or a major collision, the aftermath of a car accident is a scenario we all hope to avoid. Yet, when the unexpected happens, understanding the intricate process of filing a personal auto insurance claim becomes most important. In...
Before you start planning your wedding, don’t forget to insure the ring
Getting engaged for Christmas or New Years is very exciting and romantic. It could involve a beautiful one-carat diamond ring that looks amazing on your finger! There’s so much planning to do for the big day, but don’t forget to insure your ring from theft, if the...
N.Y.: PIA-priority ‘bait-and-switch’ becomes law
For years, PIA has fought for increased consumer protections during the automobile insurance underwriting process. PIA won a major victory in that fight today when New York Gov. Kathy Hochul signed into law S.5764B, which takes aim at the harmful bait-and-switch...
Don’t compete … differentiate
It is an understatement to say that the world is changing. The way we communicate with others, purchase goods and services, engage in entertainment, have all changed at an unprecedented rate leaving many businesses trying to comprehend what they will need to maintain...
N.J.: Introduced legislation would make insurance mandatory for e-bikes and e-scooters
Coming off an expensive statewide ballot election featuring all 120 elected Assemblymembers and Senators, the New Jersey state Legislature’s lame duck session currently is in full swing. On Nov. 30, 2023, Senate President Nicholas Scutari, D-22,...
The industry’s role in making the world greener
While the insurance industry has yet to publicly and explicitly acknowledge global warming and the importance of protecting the environment, actions taking place within the industry—which are related to industries and governments—are indicative that a shift is...
So, your car hits a guardrail … who pays for it?
A few months ago, an accident occurred right outside of the PIA Northeast office. A car traveling northbound on I-87 appeared to lose control and hit the guardrail. It careened across the southbound lane and stopped in the shoulder. The car suffered heavy damages and...