In many markets, winter storms remain a leading driver for seasonal auto claims tied to snow and ice, even though many of these incidents are preventable with proper preparation and awareness. The risk is significant: According to the National Weather Service, there...
As winter approaches the Northeast, drivers across the region face some of the most challenging road conditions of the year. Each season, more than 1,300 people are killed and more than 116,800 people are injured in vehicle crashes on snowy, slushy or icy pavement,...
When temperatures plummet, even a well-built home can be vulnerable to extreme winter weather. Across much of the United States, homeowners are finding that preparedness for severe cold, heavy snow and prolonged storms is no longer optional. Winters have become...
I want to talk about cat events. No. This isn’t related to a grouping of our feline friends, rather it’s the term most insurance companies use to describe an area-wide catastrophic weather event—such as the floods that hit Tennessee, Texas, North Carolina, parts of...
Workplace violence is no longer a background issue. It’s increasingly front and center in the national conversation. With frequent headlines about mass shootings and on-the-job assaults, the topic has garnered growing attention from the public and policymakers....
If you work outside in the summer heat, it’s vital that you and your employees take care of yourselves to prevent heat rash, heat stroke, heat exhaustion, heat cramps, sunburns and more. Here are some safety tips to protect yourself this summer: No. 1: Hydrate,...
Until recently, wildfires followed a seasonal pattern. Primarily, we saw dangerous wildfires spread through the summer and fall months, and then a cooler period during the winter and spring when businesses countrywide would have the opportunity to rebuild and recover....
In the commercial rehabilitation services sector, effective risk management is essential to protect businesses from liability, financial losses and operational disruptions. Independent property/casualty insurance agents play a critical role to identify exposures and...
A client asked me, “Did I wait too long to sell?” Since the number of deals has generally been in decline since mid-2022, some agency owners may wonder if they missed the boat. They haven’t. In the second quarter of 2022, there were 1,206 deals announced for the prior...
Insurance fraud costs billions of dollars each year, driving up insurance premiums and straining industry resources. From staged accidents to false claims, these schemes harm insurance producers and honest policyholders. Technology is changing the game by enabling...