PIA held its Connecticut Convention on March 24-25, 2022, at the Hartford Marriott Downtown—a new venue for the event that gave attendees a refreshed location to learn, grow and network. Hundreds of insurance-industry professionals from all over Connecticut earned...
Does HO insurance cover solar panels?
Typically, solar panels represent a sizable financial investment. As an insurance agent, you naturally want to provide your clients with all the information they need to protect that investment properly. Whether homeowners enlist qualified installers or install their...
Alert: New Russian cyberthreats discovered, governments issue guidance to reduce cyber security exposures
Amid the escalating situations in Ukraine, federal and state governments are alerting U.S. individuals and businesses of more cyberthreats that stem from Russia’s invasion of Ukraine that could impact cybersecurity in the near future. CISA cyber security...
Words matter
Whether they are being spoken, written or posted online, the words we say have an impact on others—and on the ways others perceive the ones sharing those words. Personally and professionally, we have each felt the impact of what others have said about us, to us...
Five key advantages of a VoIP phone system
Today, many independent agents have switched to Voice over Internet Protocol phone systems from traditional phone landlines to run their businesses more efficiently. Unlike traditional phones, VoIP transforms business communications through numerous features and...
N.Y.: Chapter amendments for Comprehensive Insurance Disclosure Act, electronic delivery
While year two of the 2021-22 New York legislative session is in full swing, the state Legislature passed several bills that are designed to amend laws passed at the end of the year one of the session. Comprehensive Insurance Disclosure Act Last month, PIANY reported...
Cyberthreats are some of the most significant exposures businesses face today
The more an insurance producer understands about cyber-related dangers that face clients, the better able that insurance producer is to help. From ransomware attacks, to breaches that trigger notification requirements under state security-breach laws, to...
Conn.: New punitive damages safeguard: Are you protected?
In July, Gov. Ned Lamont signed Public Act 21-119—which went into effect in Oct. 1, 2021, and protects Connecticut businesses in all industries from punitive damages if there is a cyber-breach that leads to the unauthorized access of personal or restricted...
Water-damage claims can happen anywhere at any time; education & tech can mitigate damage
I’m a coastal agent who insures a lot of secondary homes. At my agency, I have been watching water-damage claims closely for years. When our area gets a deep freeze, we do have a fair number of large claims due to water damage. However, weather is only a part of...
Who is liable in an accident with an autonomous car?
Over the last several years, we’ve seen various new technologies in our vehicles that attempt to make driving safer. Some cars let drivers know when there is another vehicle in the car’s blind spot; some cars will automatically slow down or stop altogether to stop the...