PIANY-priority windstorm definition bill passes Assembly 

May 17, 2023

The New York Legislature certainly has been active on PIANY priority-issues. PIANY’s top priority photo inspection bill passed the Legislature late last month. This week, another PIANY priority passed the state Assembly, which deals specifically with windstorm definitions. 

A.2866 would require the New York Department of Financial Services to create a standard definition of windstorm for homeowners insurance policies.  

Why does PIANY care about a definition? 

The definition of windstorm may seem harmless, but it has real consequences on consumers.  

Currently, there is no standard definition of windstorm. In fact, the DFS has approved over 100 definitions of windstorm! Differences in the definition of windstorm can cost homeowners thousands of dollars in the event of a wind-related claim. To simplify homeowners policies for consumers, PIANY has advocated for the creation of one definition.  

PIANY would like to thank Assemblywoman Stacey Pheffer-Amato, D-23, sponsor of A.2866, for her strong support on this issue. In addition, thank you to all the members who spent time visiting with their elected officials through PIANY’s District Office Visit Program. Your time and efforts made a difference! 

Get involved 

If you want to get involved with PIANY’s legislative and advocacy work, there are many ways to engage with the association: 

Additional resources 

N.Y.: Do you know what a hurricane is (for insurance purposes)? 

Letter to the editor: It’s time to fix windstorm coverage in N.Y. insurance policies 

Bradford J. Lachut, Esq.
PIA Northeast

Bradford J. Lachut, Esq., joined PIA as government affairs counsel for the Government & Industry Affairs Department in 2012 and then, after a four-month leave, he returned to the association in 2018 as director of government & industry affairs responsible for all legal, government relations and insurance industry liaison programs for the five state associations. Prior to PIA, Brad worked as an attorney for Steven J. Baum PC, in Amherst, and as an associate attorney for the law office of James Morris in Buffalo. He also spent time serving as senior manager of government affairs as the Buffalo Niagara Partnership, a chamber of commerce serving the Buffalo, N.Y., region, his hometown. He received his juris doctorate from Buffalo Law School and his Bachelor of Science degree in Government and Politics from Utica College, Utica, N.Y. Brad is an active Mason and Shriner.

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