This year, Gov. Kathy Hochul is negotiating the budget for the first time. Additionally, it’s an election year for all legislators in the New York state Legislature, the governor, the lieutenant governor, the attorney general and the state comptroller; and it’s a...
N.Y.: Election terms you should know for New York’s upcoming elections
This is a big election year in New York—all 213 state legislators are up for reelection, and this is the first time in 12 years that the governor’s seat is open. And, the lieutenant governor, attorney general and the state comptroller are up for reelection, too. To...
Canceling personal policies—the rules to follow
When insurers choose to cancel—or not to renew—a personal insurance policy, they need to ensure that they comply with the laws of the state in which they do business. Agents need to know these requirements to ensure they and their clients receive the notice of...
NYDFS stresses the importance of using multi-factor authentication correctly
Multi-factor authentication is a method of authenticating users on an information system and requires them to go through multiple steps to access that information system. Commonly, this is accomplished through a combination of a username and password, followed by a...
Conn.: New punitive damages safeguard: Are you protected?
In July, Gov. Ned Lamont signed Public Act 21-119—which went into effect in Oct. 1, 2021, and protects Connecticut businesses in all industries from punitive damages if there is a cyber-breach that leads to the unauthorized access of personal or restricted...
N.Y.: Dog breed underwriting restrictions change homeowners insurance
Gov. Kathy Hochul signed S.4254 /A.4075 on Oct. 30, 2021, as part of an animal welfare legislative package. The bills—sponsored by Sen. Michael Gianaris, D-12, and Assemblywoman Deborah J. Glick, D-66, respectively—prohibit carriers from using the breed of a dog...
Connecticut Republicans have a banner Election Day
The results are in from the municipal elections on Nov. 2—and the GOP held or flipped several key municipal seats, including the following: Danbury: Dean Esposito (R) defeated Roberto Alves (D) in a mayor’s race that was incredibly important to the GOP—the seat had...
New Yorkers cast votes on ballot proposals
On Tuesday, New Yorkers voted in their local elections. In addition to local leadership, they casted their votes on five ballot proposals—three of which were rejected, and two of which were approved. Rejected proposals Proposal 1, which failed 48% to 38%, would have...
The cannabis conundrum in New York
In the first episode of the Emmy award-winning television series Succession, viewers meet Cousin Greg when he smokes marijuana before his first day of work. He gets fired after the marijuana impairs his ability to interact with families while wearing a mascot costume....
Conn.: State Legislature extends Lamont’s emergency powers, sports betting begins and health insurance rates are increased
Special session to extend Gov. Lamont’s emergency powers. The Connecticut General Assembly met over the course of two days in late September for a special session to approve an extension of Gov. Ned Lamont’s emergency powers. The extension—which was approved by...