The Appellate Division Third Judicial Department of the New York Supreme Court ruled last week that amendments to Regulation 187—which created a suitability and best-interest standard for the sale of life insurance—were unconstitutionally vague. This is a...

PIANY-priority auto photo-inspection bill reported out of insurance committee
PIANY-priority bill, A.6877, was reported out of the state Assembly Insurance Committee today. If it is signed into law, the bill—sponsored by Assemblyman Kenneth Zebrowski, D-96—would allow carriers to waive the photo inspection of private-passenger automobiles...

The cannabis Carnac
Picture this: Mysterious music plays. A curtain pulls back. A shadowy man wearing a cloak emerges on stage. In his hand, he holds a hermetically sealed envelope. He states to the audience that he is a famous mystic, and he will psychically divine the answer to the...

PIANY Regional Advisory Councils Spring into Advocacy
Members of the he PIANY Regional Advisory Councils are meeting with their state Assembly members and senators as part of the Regional Advisory Councils’ Spring Into Advocacy event, May 18-28, 2021. State legislators from each region are invited to virtual meetings...

Auto policy limits, rebate and residency bills advance in N.H. Legislature
The deadline for the New Hampshire Legislature to act on bills introduced this session was April 9, 2021—and some of the bills were left behind in limbo. This means they can be amended onto another bill later this year, or they can be re-introduced in the 2022...
What is the difference between Agents Advocacy Coalition, New Jersey PIAPAC and PIA National’s PIAPAC?
Often, PIA fields questions from its members about PIA’s political action committees. PIA Northeast has two state PACs—Agents Advocacy Coalition, the official PAC of PIANY and New Jersey PIAPAC. Each of them supports legislators and candidates from their respective...

Connecticut’s joint-favorable deadlines loom
Halfway through the 2021 regular session, many of Connecticut Legislature’s committees have finished their work, or are approaching their joint favorable deadlines—the date by which they must send bills out of committee with a joint-favorable report, which sends them...

PIANY-priority bills see action at the start of the legislative session
Each year, PIANY tackles legislation that its members identify as vital to the insurance industry, their clients and their businesses. They become PIANY’s legislative focus for the legislative session. In the first quarter of 2021, activity centered on these PIANY...

PIANY legislative spotlight: Assemblyman Cahill, D-103
Cahill, D-103 Assemblyman Kevin A. Cahill, D-103, represents the Hudson Valley, including New Paltz, Red Hook and Rhinebeck. Cahill is a graduate of SUNY New Paltz and Albany Law School, and has served in the state Assembly since 1992. Additionally, he has served as...
PIANY’s efforts against bait and switch
A growing trend in the personal auto insurance market is bait and switch. When insurance carriers practice bait and switch, it means that they are running motor-vehicle reports after binding auto policies, and changing the premium rate of the policy. Often, the...