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N.Y.: Unifying insurance licensing without erasing agents or brokers

N.Y.: Unifying insurance licensing without erasing agents or brokers

by Bradford J. Lachut, Esq. | Apr 28, 2025 | Advocacy, Featured

For years, insurance professionals in New York state have juggled separate licenses to operate as agents and brokers—costly, time-consuming and often redundant. A new bill (A.8065), introduced in April 2025 by Assemblymember Pamela Hunter, D-128, aims to fix this...

The year-round wildfire season: Help your clients manage a possible new threat

The year-round wildfire season: Help your clients manage a possible new threat

by Larry Chasin | Apr 23, 2025 | Featured, General News

Until recently, wildfires followed a seasonal pattern. Primarily, we saw dangerous wildfires spread through the summer and fall months, and then a cooler period during the winter and spring when businesses countrywide would have the opportunity to rebuild and recover....

Film set insurance: lights, camera, coverage!   

Film set insurance: lights, camera, coverage!   

by Matt McDonough | Apr 23, 2025 | Consumer-focused, Featured

Nowadays, anyone can make a movie: we’re living in a time in which digital recording equipment has never been more abundant and inexpensive. However, just because people can jump in and decide to make a movie or commercial, doesn’t mean they should start shooting...

Break into insurance: Build a career

Break into insurance: Build a career

by Emma Grace Brown | Apr 18, 2025 | Agency Management, Featured

There’s a reason you keep hearing that the insurance industry is stable. It’s not just a talking point. In a world in which so many professions are fading into gig work or being overtaken by algorithms, insurance has quietly remained one of the few sectors offering...

N.Y.: Unifying insurance licensing without erasing agents or brokers

N.Y.: New bill would expand, regulate use of telematics in auto insurance

by Bradford J. Lachut, Esq. | Apr 15, 2025 | Advocacy, Featured

Legislation introduced in the New York Assembly on April 8, 2025, would formally authorize and regulate the use of telematics and usage-based insurance in New York state’s private passenger and commercial auto insurance markets. This legislation could signal a move...

N.Y. bill introduced in Senate: To create study of auto minimum coverage amounts

N.Y. bill introduced in Senate: To create study of auto minimum coverage amounts

by Danielle Caswell, Esq. | Apr 9, 2025 | Advocacy, Featured

As part of the 2025-26 New York legislative session, S.5235 was introduced in the state Senate. If passed, the bill would mandate a comprehensive study to evaluate the adequacy of current minimum coverage amounts for noncommercial auto insurance. While this is not the...

ICYMI: N.Y. cyber security certification of compliance filings due by April 15

ICYMI: N.Y. cyber security certification of compliance filings due by April 15

by Bradford J. Lachut, Esq. | Apr 9, 2025 | Featured, Technical

Those individuals who hold a New York state insurance license (covered entities), including nonresident licensees, have until Tuesday, April 15, 2025, to certify their compliance with the requirements of New York state’s cyber security regulation (23 NYCRR 500) for...

How much insurance do you need for your home?

How much insurance do you need for your home?

by Bradford J. Lachut, Esq. | Apr 7, 2025 | Consumer-focused, Featured

In the ever-changing world of home insurance, one question pops up time and time again: “How much coverage do I really need for my home?” It’s a great question—and an important one. That’s why the New Hampshire Insurance Department recently released a bulletin aimed...

N.Y. action: CE carryover bill clears Assembly

N.Y. action: CE carryover bill clears Assembly

by Bradford J. Lachut, Esq. | Apr 7, 2025 | Advocacy, Featured

The push to modernize New York state’s continuing-education requirements for insurance professionals just took a major leap forward. On April 7, the state Assembly unanimously approved A.6652-A—a bill that would allow insurance producers to carry forward up to seven...

N.Y.: Supplemental spousal liability reverts to an opt-in option on March 26

N.Y.: Supplemental spousal liability reverts to an opt-in option on March 26

by Shirley Albright, CPIA, CISR | Apr 4, 2025 | Advocacy, Featured

Recently, there has been confusion surrounding supplemental spousal liability coverage in auto policies in New York state. It has gone from an opt-in option, to automatic coverage, and back again to an opt-in option—unless a spouse is indicated on the application....

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