On Sunday, a fire in a Bronx, N.Y., apartment building claimed the lives of 17 people[1], including eight children. According to the Associated Press, the fire was caused by a space heater. The flames damaged only the apartment unit in which the space heater was...
I’m sure many, if not all, of you have seen the Schoolhouse Rock video I’m just a bill, about how a bill becomes a law in the U.S. The video gives an overview of the legislative process. But, have you ever wondered about the work that goes into how a bill becomes law,...
When insurers choose to cancel—or not to renew—a personal insurance policy, they need to ensure that they comply with the laws of the state in which they do business. Agents need to know these requirements to ensure they and their clients receive the notice of...
After determining that everyone is safe and getting the claims process started, there are some claims submissions that can give an agent a belly laugh once he or she gets off the phone. Here are some comical examples of winter-season claims: No. 1: A very hungry pup....
We hope that everyone has a safe and warm holiday season without any mishaps—but sometimes, things go awry. And, just what are the most common claims this time of year? For the answer, read on: No. 1: Fires. At this time of year, people tend to use more candles, light...
Multi-factor authentication is a method of authenticating users on an information system and requires them to go through multiple steps to access that information system. Commonly, this is accomplished through a combination of a username and password, followed by a...
Gov. Kathy Hochul announced last week that masks will be required to be worn in all indoor public places across New York state—unless businesses/venues implement a vaccine requirement—starting Monday, Dec. 13, 2021. What this means for your business What are the...
Employers must follow myriad federal, state and local employment-related laws—and a lack of compliance can lead to an employment practices claim. Additionally, employers are exposed to claims for breaches of contracts and various workplace torts, like invasion of...
The results are in from the municipal elections on Nov. 2—and the GOP held or flipped several key municipal seats, including the following: Danbury: Dean Esposito (R) defeated Roberto Alves (D) in a mayor’s race that was incredibly important to the GOP—the seat had...
Today, employers must have effective loss controls in place before they purchase employment practices liability insurance. And yet, the current hardening of the market for such coverage shows us that rates and retentions are increasing after years of struggles....