The life insurance industry has a dirty secret that most agents are aware of, but don’t want to talk about: The main factor for choosing one policy over another comes down to price. Most agents know that Carrier A’s coverage likely will be like Carrier B’s coverage,...
With summer sun and vaccine shots, we are heading for the great reawakening. Our customers have learned to work remotely, save money, avoid travel and find entertainment in those things closest to their homes and families. We were forced to avoid buying and...
Gov. Phil Murphy signed Executive Order No. 243 to expand efforts to reopen the state by further reducing mask requirements. Effective Friday, June 4, workplaces not open to the public will no longer need to require employees wear face masks or adhere to social...
Gov. Andrew M. Cuomo announced last week that he signed the New York Health and Essential Rights Act—also known as the NY HERO Act. The new law directs the New York State Department of Labor and the New York State Department of Health to create an enforceable health...
Currently, there are 18 states (and Washington, D.C.) where recreational use of cannabis is legal and 37 states where medicinal use of cannabis is legal. New Jersey, New York and Vermont are among those states where recreational use of cannabis is legal, and...
My name is Agens Makler of Makler & Daughters Insurance Agency—I am one of the daughters. My father started the agency in 3230 Lothal Year on the planet of Tatooine. And, anyone familiar with Tatooine knows that the planet has three things in abundance: sand,...
We know what really happened on this day in history: the R.M.S. Titanic—thought to be unsinkable—struck an iceberg on the night of April 14, 1912, and sank to the bottom of the Atlantic Ocean on April 15, 1912—109 years ago. But, have you heard the insurance-fraud...
Gov. Andrew M. Cuomo and the New York state Legislature announced last week that the state has finalized a $212 billion budget for FY 2022—almost two weeks after the deadline. The budget invests in almost every sector of the state. Notable provisions include $2.4...
Recently, PIANY members have asked the association questions about default judgments from group self-insured trusts. When asking their questions, they tend to state: I thought those were behind us. The current issue When the New York State Workers’ Compensation Board...
Members of the PIANJ Business Issues Committee met with leaders of Kingstone Insurance to discuss the recent notices regarding the carrier’s rate filings, and the outlook for the company going forward. Meryl Golden, COO of Kingstone Insurance, provided a detailed...