State Senate President Nicholas P. Scutari, D-22, has introduced S-3187 in the 2026-27 legislative session—a bill that would finally put an end to step-down clauses in personal auto policies in New Jersey. For those of us who...
N.J.: New e-bike law closes insurance gaps: A win for public safety and common sense
New Jersey has taken a major step forward to regulate the growing use of electric bicycles with the passage and signing of S-4834—a measure strongly supported by PIANJ. As e-bikes have rapidly evolved from recreational novelties into legitimate transportation...
N.J.: 2026 WC overall rate level decreases 4.3%
The New Jersey Compensation Rating and Inspection Bureau received approval from the Department of Banking and Insurance for a rate revision of -4.3%, effective Thursday, Jan. 1, 2026, and applicable to new and renewal policies. The NJCRIB distributed Circular Letter...
PIANJ’s top legislative priority—step-down provisions—introduced in Legislature
PIANJ has long advocated for banning the use of step-down clauses in personal auto policies—an unfair, hidden trap that blindsides consumers when they need coverage most. After years of steady advocacy, that work is paying off. Twin...
NJYIP honors McManigal with Young Insurance Professional of the Year award
TRENTON, N.J.—The Professional Insurance Agents of New Jersey’s Young Insurance Professionals presented Josh McManigal with the NJYIP Young Insurance Professional of the Year award on Dec. 4, at the PIANJ holiday dinner held at the Westin in Princeton, N.J. The New...
N.J.: E-bike overhaul: What a new bill means for riders, regulators—and insurance producers
As the New Jersey Legislature zeroes in on e-bike insurance during the current lame duck session, S-4834 emerges as a key piece of proposed legislation. Introduced by Sen. Nicholas P. Scutari, D–22, S-4834 is the second e-bike insurance bill put forward in recent...
N.J.: New bill would protect insurance producers independence
For months, PIANJ has been sounding the alarm about a proposed regulation that could upend the independent insurance agency system. Through meetings with lawmakers, public comments and direct engagement with the New Jersey Department of Labor, PIANJ has worked...
N.J.: 2026 WC overall rate level decreases 4.3%
The New Jersey Compensation Rating and Inspection Bureau received approval from the Department of Banking and Insurance for a rate revision of -4.3% to become effective Sunday, Jan. 1, 2026, applicable to new and renewal policies. The NJCRIB distributed Circular...
N.J.: Autonomous vehicle pilot program: A look at how a new bill may affect the industry
The future of transportation is arriving in New Jersey—and it’s driving itself. Earlier this month, Sen. Andrew Zwicker, D-16, introduced S-4702, legislation that would establish a pilot program for testing fully autonomous vehicles—AVs—across the Garden State. For...
N.J.: Climate change task force legislation: What it means for insurance producers
If you’re an insurance producer in New Jersey, there’s a new piece of legislation you’ll want to keep on your radar—S-4722. This bill would set the stage for the creation of the Joint Blue Ribbon Task Force on Impacts of Climate Change on Property Insurance. Let’s...