Last time, we discussed how a bill moves through the legislative process, but that is not the end of the line. Just because a bill passes both chambers of the state Legislature, the bill is not guaranteed to become law. The final stop for a bill is the governor’s...
Last week, we talked about how to gain support for a bill. This week, we will review the often-complicated process a bill must go through after it’s introduced in order to pass through both chambers of the state Legislature. While on the surface it seems easy enough,...
Gov. Phil Murphy signed S-1559 into law on Tuesday, which allows consumers to bring “bad-faith” lawsuits against insurers to recover certain damages and expenses. Specifically, the new “bad faith” law—which goes into effect immediately—allows consumers to bring...
This year marks the second year of the New York state Legislature’s two-year legislative cycle. Any bill that failed to pass during the first year of the session has been returned to its chamber of origin and the process starts anew. The New York state Assembly wasted...
In Part I, we discussed how a bill is introduced in the state Legislature. In this second installment of articles discussing the legislative process in New York, we will review how to garner support for your bill—both inside and outside the Legislature. Additionally,...
I’m sure many, if not all, of you have seen the Schoolhouse Rock video I’m just a bill, about how a bill becomes a law in the U.S. The video gives an overview of the legislative process. But, have you ever wondered about the work that goes into how a bill becomes law,...
Commissions seem basic: You sell an insurance policy to a client and you get a commission. However—as with all things insurance—it’s never quite that simple. There are laws and regulations regarding commissions, service fees, referral fees and rebating for insurance...
When insurers choose to cancel—or not to renew—a personal insurance policy, they need to ensure that they comply with the laws of the state in which they do business. Agents need to know these requirements to ensure they and their clients receive the notice of...
In July, Gov. Ned Lamont signed Public Act 21-119—which went into effect in Oct. 1, 2021, and protects Connecticut businesses in all industries from punitive damages if there is a cyber-breach that leads to the unauthorized access of personal or restricted...
Gov. Kathy Hochul signed S.4254 /A.4075 on Oct. 30, 2021, as part of an animal welfare legislative package. The bills—sponsored by Sen. Michael Gianaris, D-12, and Assemblywoman Deborah J. Glick, D-66, respectively—prohibit carriers from using the breed of a dog...