Multi-factor authentication is a method of authenticating users on an information system and requires them to go through multiple steps to access that information system. Commonly, this is accomplished through a combination of a username and password, followed by a...
Insuring Hogwarts: A guide for Muggle schools
A recurring theme throughout the seven Harry Potter books and eight movies is that Hogwarts, the school for young wizards in the United Kingdom, is a very dangerous place. From the straightforward dangers that come with potions and Quidditch to the more frightening...
NFIP or private flood insurance?
Questions can help your clients choose The National Flood Insurance Program has been the main flood insurance provider in the United States since its inception in 1968. But is it always the best option for your clients? Private flood insurance provides...
Increase Law & Ordinance coverage for homes in SFHA flood zones
Did you know that the Federal Emergency Management Agency’s substantial damage rule applies to any building damage … not just flood damage? That’s right, even common homeowners policy perils such as wind, fire and/or water damage could trigger the requirement for a...
NOAA predicts a mild, warm Northeast this spring
Recently, the National Oceanic and Atmospheric Administration released its climate predictions for April, May and June. After a winter that was mild for some—and not so mild for others—this spring could be a much-needed break. However, some of these predictions come...
Alert: New Russian cyberthreats discovered, governments issue guidance to reduce cyber security exposures
Amid the escalating situations in Ukraine, federal and state governments are alerting U.S. individuals and businesses of more cyberthreats that stem from Russia’s invasion of Ukraine that could impact cybersecurity in the near future. CISA cyber security...
Common Valentine’s Day purchases—and why you should remind your insureds to call you
Valentine’s Day—and the winter season in general—is a popular time of year when insureds invest in big purchases. Whether they’re investing in their future, or simply a new, expensive commodity, they could need insurance coverage—and that’s where you come in. Common...
Winter is here—and the NOAA shows us the latest on inclement weather
The winter season may bring warm fires, hot chocolate and cozy socks to mind—but residents in the Northeast aren’t strangers to the bitter cold, snowy conditions that accompany the winter months. For 2022, the National Oceanic and Atmospheric Administration predicted...
New mask mandate in effect for N.Y.
Gov. Kathy Hochul announced last week that masks will be required to be worn in all indoor public places across New York state—unless businesses/venues implement a vaccine requirement—starting Monday, Dec. 13, 2021. What this means for your business What are the...
How the NFIP’s Risk Rating 2.0 affects agents, clients
The National Flood Insurance Program’s new premium rating methodology, Risk Rating 2.0 will go into effect Oct. 1, 2021, for new policies, but for policies that renew between Oct. 1, 2021, and April 1, 2022, the Rating 2.0 rates also are available, if they are...