The colloquial term “bait and switch” is used to describe when an insurance company verifies an insurance applicant’s driving history after the applicant has paid the premium on a personal auto policy. Legislation that would ban this harmful practice passed the state Senate Insurance Committee today.
The bill, S.5764A, would require that insurance companies verify drivers’ history before binding a personal automobile insurance policy. The bill is sponsored by Sen. Neil Breslin, D-44, who serves as chair of the state Senate Insurance Committee.
Companion legislation A.4668, sponsored by state Assembly Insurance Committee Chair David Weprin, D-24, passed the state Assembly last month.
Learn more about the bait-and-switch issue here.
Get involved
If you want to get involved with PIANY’s legislative and advocacy work, there are many ways to engage with the association:
- participate in PIANY’s District Office Visit Program;
- become a member of Agents Advocacy Coalition; and
- watch your PIA Northeast publications and PIA Northeast’s social-media channels for important New York updates, and share them with your followers.
Theophilus Alexander
Theophilus W. Alexander joined PIA Northeast as a government & industry affairs specialist for the Government & Industry Affairs Department in 2023. Prior to joining PIA, Theo had served in both houses of the New York State Legislature. Previously, he worked as a legislative analyst for Hon. New York State Sen. Samra G. Brouk, D-55, and he served at the New York State Assembly, as a policy analyst with New York Assembly Program & Counsel. Theo received his Bachelor of Arts degree in Politics from Ithaca College in Ithaca, N.Y.
