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N.H.: Auto-deductibles legislation introduced in state Senate

N.H.: Auto-deductibles legislation introduced in state Senate

by Simon P. Thomson | Jan 11, 2022 | Advocacy

Now that the holidays are behind us, we can focus on the upcoming 2022 legislative session in New Hampshire. A look at who’s in charge On one hand, you may recall that Republicans in the state House of Representatives hold a slim majority (207-186-1) in that chamber....

N.Y.: Part I: How an idea becomes a bill

N.Y.: Part I: How an idea becomes a bill

by Katherine “Kat” Slye-Hernandez, Ph.D. | Jan 10, 2022 | Advocacy, Featured

I’m sure many, if not all, of you have seen the Schoolhouse Rock video I’m just a bill, about how a bill becomes a law in the U.S. The video gives an overview of the legislative process. But, have you ever wondered about the work that goes into how a bill becomes law,...

N.Y.: Legislative terms you should know for New York’s upcoming legislative session

N.Y.: Legislative terms you should know for New York’s upcoming legislative session

by Katherine “Kat” Slye-Hernandez, Ph.D. | Jan 4, 2022 | Advocacy

This year, Gov. Kathy Hochul is negotiating the budget for the first time. Additionally, it’s an election year for all legislators in the New York state Legislature, the governor, the lieutenant governor, the attorney general and the state comptroller; and it’s a...

N.Y.: Election terms you should know for New York’s upcoming elections

N.Y.: Election terms you should know for New York’s upcoming elections

by Katherine “Kat” Slye-Hernandez, Ph.D. | Jan 3, 2022 | Advocacy

This is a big election year in New York—all 213 state legislators are up for reelection, and this is the first time in 12 years that the governor’s seat is open. And, the lieutenant governor, attorney general and the state comptroller are up for reelection, too. To...

Canceling personal policies—the rules to follow

Canceling personal policies—the rules to follow

by Clare Irvine, Esq. | Dec 29, 2021 | Advocacy, Education, Featured

When insurers choose to cancel—or not to renew—a personal insurance policy, they need to ensure that they comply with the laws of the state in which they do business. Agents need to know these requirements to ensure they and their clients receive the notice of...

NYDFS stresses the importance of using multi-factor authentication correctly

NYDFS stresses the importance of using multi-factor authentication correctly

by Bradford J. Lachut, Esq. | Dec 15, 2021 | Advocacy, Featured

Multi-factor authentication is a method of authenticating users on an information system and requires them to go through multiple steps to access that information system. Commonly, this is accomplished through a combination of a username and password, followed by a...

Conn.: New punitive damages safeguard: Are you protected?

Conn.: New punitive damages safeguard: Are you protected?

by Katherine “Kat” Slye-Hernandez, Ph.D. | Dec 9, 2021 | Advocacy

In July, Gov. Ned Lamont signed Public Act 21-119—which went into effect in Oct. 1, 2021, and protects Connecticut businesses in all industries from punitive damages if there is a cyber-breach that leads to the unauthorized access of personal or restricted...

N.Y.: Dog breed underwriting restrictions change homeowners insurance

N.Y.: Dog breed underwriting restrictions change homeowners insurance

by Katherine “Kat” Slye-Hernandez, Ph.D. | Nov 4, 2021 | Advocacy

Gov. Kathy Hochul signed S.4254 /A.4075 on Oct. 30, 2021, as part of an animal welfare legislative package. The bills—sponsored by Sen. Michael Gianaris, D-12, and Assemblywoman Deborah J. Glick, D-66, respectively—prohibit carriers from using  the breed of a dog...

Connecticut Republicans have a banner Election Day

Connecticut Republicans have a banner Election Day

by James Woulfe, Esq. | Nov 3, 2021 | Advocacy, Featured

The results are in from the municipal elections on Nov. 2—and the GOP held or flipped several key municipal seats, including the following: Danbury: Dean Esposito (R) defeated Roberto Alves (D) in a mayor’s race that was incredibly important to the GOP—the seat had...

New Yorkers cast votes on ballot proposals

New Yorkers cast votes on ballot proposals

by Katherine “Kat” Slye-Hernandez, Ph.D. | Nov 3, 2021 | Advocacy

On Tuesday, New Yorkers voted in their local elections. In addition to local leadership, they casted their votes on five ballot proposals—three of which were rejected, and two of which were approved. Rejected proposals Proposal 1, which failed 48% to 38%, would have...

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