Contractors face myriad liability exposures—and the commercial general liability policy is unique in how it handles those exposures. It is important for agents to understand the different ISO endorsements that may be added to a contractor’s policy and to be aware of...
There is a saying that once is chance, twice is coincidence, thrice is a pattern. I have learned to take that saying to heart at PIA Northeast. We receive hundreds—if not thousands of—calls from members every year. Whenever three members ask the same question, my...
Recently, the New Jersey Superior Court ruled in favor of an insurance producer when the affidavit of merit filed against the producer was not in compliance with law. The case of Ganguly’s Taekwondo Academy Inc., etc., v. JAL Insurance Services involved the owner of a...