New legislation (S.7052) that would require complete disclosure of a defendant’s insurance documents in a personal-injury court case passed the state Senate and state Assembly on the last day of New York’s 2021 legislative session. What the bill would require If it is...
Gov. Phil Murphy signed Executive Order No. 243 to expand efforts to reopen the state by further reducing mask requirements. Effective Friday, June 4, workplaces not open to the public will no longer need to require employees wear face masks or adhere to social...
It has been well over a year since COVID-19 became part of our lives. Most of us no longer are having daily conversations with our clients about their business income coverage, and how it applies—or doesn’t apply—in a pandemic. However, the problem of coverage still...
Currently, there are 18 states (and Washington, D.C.) where recreational use of cannabis is legal and 37 states where medicinal use of cannabis is legal. New Jersey, New York and Vermont are among those states where recreational use of cannabis is legal, and...
Picture this: Mysterious music plays. A curtain pulls back. A shadowy man wearing a cloak emerges on stage. In his hand, he holds a hermetically sealed envelope. He states to the audience that he is a famous mystic, and he will psychically divine the answer to the...
Contractors face myriad liability exposures—and the commercial general liability policy is unique in how it handles those exposures. It is important for agents to understand the different ISO endorsements that may be added to a contractor’s policy and to be aware of...
There is a saying that once is chance, twice is coincidence, thrice is a pattern. I have learned to take that saying to heart at PIA Northeast. We receive hundreds—if not thousands of—calls from members every year. Whenever three members ask the same question, my...
Recently, the New Jersey Superior Court ruled in favor of an insurance producer when the affidavit of merit filed against the producer was not in compliance with law. The case of Ganguly’s Taekwondo Academy Inc., etc., v. JAL Insurance Services involved the owner of a...