Now that the holidays are behind us, we can focus on the upcoming 2022 legislative session in New Hampshire. A look at who’s in charge On one hand, you may recall that Republicans in the state House of Representatives hold a slim majority (207-186-1) in that chamber....
I’m sure many, if not all, of you have seen the Schoolhouse Rock video I’m just a bill, about how a bill becomes a law in the U.S. The video gives an overview of the legislative process. But, have you ever wondered about the work that goes into how a bill becomes law,...
COVID-19 and the legalization of adult-use cannabis in New York state has affected underwriting greatly. To complicate matters further, some municipalities are considering opting-out of the cannabis adult-use law. These changes are causing insurance underwriters and...
In July, Gov. Ned Lamont signed Public Act 21-119—which went into effect in Oct. 1, 2021, and protects Connecticut businesses in all industries from punitive damages if there is a cyber-breach that leads to the unauthorized access of personal or restricted...
Special session to extend Gov. Lamont’s emergency powers. The Connecticut General Assembly met over the course of two days in late September for a special session to approve an extension of Gov. Ned Lamont’s emergency powers. The extension—which was approved by...
Gov. Phil Murphy signed A-4805 into law this week. The new law requires insurers to disclose critical information related to business-interruption coverage in commercial insurance policies to consumers. Requirements for insurers The new law serves to correct clients’...
Typically, August is a sleepy month in the Northeast. Many people are taking vacations or time off, hitting the golf course, and—generally—taking advantage of the weather as summer winds down. Seemingly, this year is no different, especially since the roll-out of...
The 2021 legislative session wrapped up in New Hampshire at the end of June. It was an interesting year amidst the pandemic, which required largely all remote hearings in the Legislature. The House and Senate passed H.B.1 and H.B.2 on June 24. These are the two budget...
This past legislative session, New York legislators aimed to change underwriting decisions by restricting insurance companies from refusing to issue or renew policies solely based on the breed of the dog. The legislation, A.4075/S.4254, also would prohibit insurers...
New legislation (S.7052) that would require complete disclosure of a defendant’s insurance documents in a personal-injury court case passed the state Senate and state Assembly on the last day of New York’s 2021 legislative session. What the bill would require If it is...