Recently, PIANY received an update from the New York State Insurance Fund, which details modifications to the Safety Group Enhanced Discount and Preferred Risk Business Discount; the addition of a new endorsement for employees telecommuting from a location outside of...
The NY HERO Act: Employer requirements
Gov. Andrew M. Cuomo signed chapter amendments for the New York Health and Essential Rights Act—also known as the NY HERO Act—last month, which ease the regulatory burden for many businesses. What is the NY HERO Act? The NY HERO Act is intended to prevent current and...
N.Y.: Why defining hurricanes would make claims easier after weathering a storm
Following confusion over insurance claims after major, hurricane-strength storms, PIANY has made the standardization of windstorm deductible triggers a legislative priority to clarify the definition of windstorm. How a windstorm is defined can make a substantial...
N.Y. legislation would prohibit differentiating between dog breeds—and likely raise insurance for all dogs
This past legislative session, New York legislators aimed to change underwriting decisions by restricting insurance companies from refusing to issue or renew policies solely based on the breed of the dog. The legislation, A.4075/S.4254, also would prohibit insurers...
PIANY opposes insurance-disclosure bill
New legislation (S.7052) that would require complete disclosure of a defendant’s insurance documents in a personal-injury court case passed the state Senate and state Assembly on the last day of New York’s 2021 legislative session. What the bill would require If it is...
Chapter amendments added to NY HERO Act
When Gov. Andrew M. Cuomo signed the New York Health and Essential Rights Act—also known as the NY HERO Act—in May, he promised that there would be chapter amendments to ease the regulatory burden for many businesses. Earlier this week, Cuomo signed those chapter...
New York state’s 2021 legislative session ends
The New York state legislative session concluded last week. It was a session that started like no other and ended like virtually every other session previously. The COVID-19 pandemic was ever-present during this legislation session—it impacted not only what business...
N.Y.: PIANY pushes to make photo inspections optional
During the 2021 New York legislative session, PIANY advocated for passage of S.6028/A.6877—sponsored by Sen. Neil D. Breslin, D-44, and Assemblyman Kenneth Zebrowski, Jr., D-96, respectively—which would allow insurance companies to make photo inspections of...
N.Y.: PIANY-supported electronic delivery bill passes state Legislature
New York insurance producers are no strangers to electronic delivery of insurance documents—during the COVID-19 pandemic, sending documents electronically became the easiest and safest way to connect with clients. However, certain legal restrictions in the state...
PIANY’s Regional Advisory Councils hold Spring Into Advocacy meetings with local legislators
PIANY held its quarterly Regional Advisory Council meetings, which included a special Spring Into Advocacy event, May 18-28. The Spring Into Advocacy meetings were town-hall style, and they allowed independent agents to hear from their local legislators, and ask them...