Following the public health crisis from COVID-19, more than three in five employees expect protection like social distancing and sanitizing measures to feel secure at the workplace. Additionally, employees expect more from their benefits packages. After polling 2,000...
Over the last several years, we’ve seen various new technologies in our vehicles that attempt to make driving safer. Some cars let drivers know when there is another vehicle in the car’s blind spot; some cars will automatically slow down or stop altogether to stop the...
Early this summer, Connecticut Secretary of the State Denise Merrill announced that she would not be running for reelection in 2022. The announcement set off a flurry of speculation about who would throw their hat into the ring to potentially succeed her. Now, as...
When policyholders are facing nonrenewal or cancellation of their policies, it’s important that you—the agent—follow the rules when notifying them of the nonrenewal or cancellation. But, depending on the state in which you do business, the rules may differ. New York...
“I am ... inevitable.” Thanos—the big bad in the Marvel Cinematic Universe—utters this line at the end of Avengers: Endgame, to show that his act of wiping out a trillion people with a literal snap of his fingers was an act that could not be stopped. Interestingly,...
Following confusion over insurance claims after major, hurricane-strength storms, PIANY has made the standardization of windstorm deductible triggers a legislative priority to clarify the definition of windstorm. How a windstorm is defined can make a substantial...
This past legislative session, New York legislators aimed to change underwriting decisions by restricting insurance companies from refusing to issue or renew policies solely based on the breed of the dog. The legislation, A.4075/S.4254, also would prohibit insurers...
The modern insurance industry has been around for hundreds of years. Insurance advertising has been around for almost as long. Despite that, navigating the do’s and don’ts of insurance advertising is a constant source of confusion for agencies. And, that is most true...
New legislation (S.7052) that would require complete disclosure of a defendant’s insurance documents in a personal-injury court case passed the state Senate and state Assembly on the last day of New York’s 2021 legislative session. What the bill would require If it is...
PIANY priority legislation to address and curtail the issue of bait and switch in the auto insurance market has been reported out of the New York state Assembly Insurance Committee (23-0). The legislation, A.1809, would prohibit insurance carriers from rerating...