Disasters beyond your homeowners/renters policy

Your homeowners or renters policy provides a variety of coverage for various perils—damage to the structure or your property or for liability. However, for other occurrences your homeowners policy has its limits. There are some disasters that you need separate...
Weekly Dispatch: Jan. 8, 2026

Weekly Dispatch: Jan. 8, 2026

PIA wishes you a happy new year! We look forward to our efforts in supporting independent insurance agents and consumers in 2026. Northeast slammed by winter weather—are you prepared for the rest of the season? WC loss cost rate decrease approved in Connecticut. WC rate level decrease approved in New Jersey. New York lawsuit-lending reform passed, officially enacted by Gov. Kathy Hochul. Plus, you can read about state-specific industry news, advocacy updates, technical resources, education opportunities and upcoming events in this issue of the Weekly Dispatch.

Conn.: NCCI 2026 WC loss cost decrease of 3.8% approved

Conn.: NCCI 2026 WC loss cost decrease of 3.8% approved

The Connecticut Insurance Department approved the proposed workers’ compensation loss cost filing made by the National Council on Compensation Insurance, consisting of an overall 3.8% decrease. Also approved was an overall assigned-risk rate reduction of 0.4%. These...

N.J.: 2026 WC overall rate level decreases 4.3%

N.J.: 2026 WC overall rate level decreases 4.3%

The New Jersey Compensation Rating and Inspection Bureau received approval from the Department of Banking and Insurance for a rate revision of -4.3%, effective Thursday, Jan. 1, 2026, and applicable to new and renewal policies. The NJCRIB distributed Circular Letter...

PIA looks back at another successful 2025—and looks forward to 2026

PIA looks back at another successful 2025—and looks forward to 2026

It’s hard to believe it, but 2026 is just around the corner. A new year means new opportunities, but it’s important to look back at your accomplishments from the previous year. As an independent insurance agent, maybe this was going above and beyond for your clients...

Weekly Dispatch: Dec. 18, 2025

Weekly Dispatch: Dec. 18, 2025

PIA Northeast wishes you a happy holiday. A federal judge orders canceled FEMA funds restored. NAIC names New Jersey and New Hampshire insurance commissioners Northeast Zone officers. New York Attorney General Letita James secures $9 million settlement from Hyundai and Kia. Plus, you can read about state-specific industry news, compliance issues, advocacy updates, technical resources, accolades, education opportunities and upcoming events in this issue of the Weekly Dispatch.

Remember to update your personal home inventory for renters insurance

Remember to update your personal home inventory for renters insurance

Renters insurance provides an essential safety net for tenants, offering protection against unforeseen events such as theft, fire, natural disasters or lawsuits. While obtaining a renters insurance policy is paramount, many renters undervalue the importance of...