Delivering food? Is your coverage right?
This article was originally published in the 2023 spring edition of PIA's consumer newsletter, Insights & Updates Food delivery services like Uber Eats and Door Dash have made a business of providing consumers with an easy way to get food from their favorite...
Big win for N.Y. producers: CE carryover bill clears Assembly committee
The push to modernize New York state’s continuing-education requirements for insurance professionals just took a major leap forward. The state Assembly Insurance Committee has unanimously approved A.6652-A—a bill that would allow insurance producers to carry forward...
Weekly Dispatch: April 3, 2025
The NFIP Direct program undergoes a system migration—it is expected to go back online April 7. Dog breed bill with PIACT suggestions moves out of committee. New Jersey’s DOBI issues bulletin on AI usage in underwriting. Insurance producers who do business in New York state must make their cybersecurity filings by April 15. Plus, you can read about state-specific industry news, compliance issues, advocacy updates, technical resources, education opportunities, upcoming events and information you may have missed in this issue of the Weekly Dispatch.
N.Y.: PIA offers agents, brokers guidance for commercial-lines cancellations, nonrenewals
When the commercial insurance market tightens, agents and brokers often become the frontline to answer client questions about nonrenewals, midterm cancellations and rate hikes. Fortunately, New York Insurance Law Section 3426 offers a detailed playbook on how...
N.Y.: PIA offers agents and brokers guidance for personal-lines cancellations and nonrenewals
In New York state, personal-lines insurance policies come with a tightly regulated framework under Insurance Law Section 3425, setting specific rules for when and how policies can be canceled or nonrenewed. As an agent or broker, understanding these nuances isn’t just...
PIANJ priority lawsuit-lending transparency bill introduced to state Legislature
In a strong step toward tort reform, New Jersey lawmakers have introduced legislation that would bring much-needed transparency and accountability to the fast-growing world of third-party litigation funding. For insurance producers and policyholders alike, this bill...
N.Y.: New bill introduced in state Assembly to address infamous ‘Scaffold Law’
A.5811, a bill recently introduced to the New York state Assembly, would shine a light on how insurers handle liability coverage under the state’s infamous “Scaffold Law” (Labor Law Section 240). This law holds property owners and contractors absolutely liable for...
Conn.: Dog breed bill moves out of committee
S.B.1386 has officially been voted out of committee—marking a step forward in Connecticut’s efforts to address breed-based discrimination in homeowners and renters insurance. Importantly, the version of the bill that advanced includes all the technical corrections...
Navigating AI in the Garden State: DOBI bulletin sets guardrails on AI use in insurance
On Feb. 11, 2025, the Department of Banking and Insurance issued Bulletin No. 25-03 to clarify how artificial intelligence may be used in insurance operations within the state. The message is clear: while innovation is welcome, consumer protection remains paramount....
NFIP Direct system migration, blackout period
As part of the Federal Emergency Management Agency’s ongoing efforts to enhance and streamline the systems that support flood insurance processing, National Flood Insurance Program Direct is migrating to a new system, with the go-live date set for Monday, April 7,...
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