Halloween, crime and your insurance
Halloween is almost here, which means trick-or-treaters, fun costumes, lots of candy and, unfortunately, an uptick in vandalism and crime. There are many reasons why crime increases on Halloween. In general, there is an uptick in crime on holidays because people leave...
Weekly Dispatch: Oct. 2, 2025
A government shutdown was not averted: what does this mean for insurance agents? Tropical Storm Imelda has become a Category 1 hurricane. Connecticut has a new online climate mapping risk tool for residents to use. The New York State Department of Financial Services has announced leadership changes. Plus, you can read about state-specific industry news, compliance issues, technical resources, education opportunities, upcoming events and information you may have missed in this issue of the Weekly Dispatch.
Should the United States create a national natural disaster fund?
Trends in the insurance industry have shown that carriers are raising rates, limiting coverages or pulling out of entire markets—often citing catastrophic losses tied to natural disasters. From wildfires in California and tornadoes in the Midwest, to hurricanes along...
Leadership changes at DFS: What insurance producers should know
The New York State Department of Financial Services will see a change in leadership this October. Superintendent Adrienne A. Harris will step down after four years of service. Gov. Kathy Hochul has appointed Kaitlin Asrow as acting superintendent, effective Saturday,...
Legislative victory: E&S reform law marks major win for Connecticut’s insurance industry
PIACT achieved a major legislative achievement this session, with the passage of H.B.6981, a long-standing priority for the association and a milestone for the state’s insurance community. H.B.6981 eliminates the outdated requirement that brokers must obtain formal...
What happens if the NFIP lapses? A guide for insurance agents and their clients
With hurricane season underway, and Congress still negotiating a continuing resolution to fund the federal government, insurance agents should be prepared for the possibility of a lapse in the National Flood Insurance Program. Currently, the NFIP is set to expire Tuesday, Sept. 30, 2025. A short-term flood extension bill has been attached to the stalled CR, raising concerns about what could happen if lawmakers don’t act in time.
Weekly Dispatch: Sept. 25, 2025
PIA Northeast goes to Washington for Advocacy Day 2025. Connecticut Insurance Commissioner and NAIC Past President Andrew N. Mais testified on behalf of the National Association of Insurance Commissioners. Lyft fined $19.4 million in driver misclassification case. NJCRIB files 4.3% reduction in rates; revised New York workers’ compensation loss costs take effect Oct. 1, 2025. Plus, you can read about state-specific industry news, advocacy updates, technical resources, education opportunities, upcoming events and information you may have missed in this issue of the Weekly Dispatch.
Tips for cleaning up household hazardous waste after a storm
Cleaning up your house or building after it has been damaged by a storm is not as simple as it may seem, but there are safety precautions you can observe to ensure the job goes smoothly after the storm. Before you even begin the clean-up process, always remember to...
To new heights: Effective strategies for growth
Is your client acquisition process passive—waiting for the phone to ring in hopes that new clients will find you? Do you have a proactive marketing strategy to consistently attract new clients and drive growth? When was the last time you reviewed your strategic...
Unlock opportunities: A primer of the E&S market for agents and clients
The excess and surplus lines insurance market provides specialized coverage for risks that have been declined, nonrenewed or that possess unique underwriting characteristics. Also known as surplus lines or the nonadmitted market, this sector caters to risks that...
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