Disasters beyond your homeowners/renters policy

Your homeowners or renters policy provides a variety of coverage for various perils—damage to the structure or your property or for liability. However, for other occurrences your homeowners policy has its limits. There are some disasters that you need separate...
Weekly Dispatch: Jan. 22, 2026

Weekly Dispatch: Jan. 22, 2026

AM Best revises outlook on global reinsurance market from positive to stable. NHID celebrates 175 years of innovating the insurance industry. New Jersey’s new governor nominates Susan Ochs as DOBI commissioner. New York state introduces auto insurance legislation to address affordability. Plus, you can read about state-specific industry news, advocacy updates, technical resources, accolades, education opportunities and upcoming events in this issue of the Weekly Dispatch.

On the origin of pet insurance

On the origin of pet insurance

I’m fascinated by the process of evolution. As a kid, I was a dinosaur fanatic, and I was perplexed by the thought of a Stegosaurus (my favorite dinosaur) evolving into a bird. Luckily, I have since wrapped my brain around that. I’ve always thought of evolution as a...

Weekly Dispatch: Jan. 15, 2026

Weekly Dispatch: Jan. 15, 2026

AM Best found that property/casualty insurers have managed to improve underwriting and operating results despite strong headwinds. New Jersey’s Insurance Commissioner Justin Zimmerman assigned to NAIC 2026 committee as vice chair. New York Gov. Kathy Hochul addresses p/c sector concerns in State of the State address. Plus, you can read about state-specific industry news, advocacy updates, technical resources, accolades, education opportunities and upcoming events in this issue of the Weekly Dispatch.

PIANY champions CE carryover for insurance producers 

PIANY champions CE carryover for insurance producers 

PIANY knows how much effort insurance producers put into staying informed and compliant with insurance laws and regulations. Continuing education isn’t just a requirement—it’s a commitment to professionalism and client...

N.Y.: State of the State address: Insurance takes center stage 

N.Y.: State of the State address: Insurance takes center stage 

Property/casualty insurance rarely gets the spotlight in a governor’s State of the State address. Most years, it’s a footnote—if mentioned at all.   However, this year is different. Gov. Kathy Hochul put home and auto insurance front and...

You’ve identified your niche, now you need an insurance carrier

You’ve identified your niche, now you need an insurance carrier

Developing a niche for your insurance agency works if you have relationships with enough insurance carriers that write a wide range of insurance policies to offer your clients choices to fit their unique needs. That is why it’s vital to have the right carrier...