The effort to modernize Connecticut’s excess-and-surplus lines insurance process has taken a major step forward. The Joint Committee on Insurance and Real Estate has officially released, H.B.6981, with PIACT’s proposed changes fully incorporated—a crucial win for independent agents and brokers across the state. The bill will now head to the full legislature for consideration.
This legislation would remove outdated due-diligence requirements for placing risks in the nonadmitted insurance market when working with an unaffiliated surplus-lines broker. If passed, it would streamline the process for securing specialized insurance coverage, reducing administrative burdens while keeping consumer protections intact.
PIACT’s role in driving change
Throughout the legislative process, PIACT members and staff have been strong advocates for this reform. On Feb. 27, 2025, PIACT representatives testified before the Connecticut General Assembly’s Insurance and Real Estate Committee, emphasizing the importance of eliminating unnecessary regulatory delays.
What’s next?
Now that the Joint Committee on Insurance and Real Estate has advanced H.B.6981 with PIACT’s recommended changes, the bill moves to the full legislature for consideration. PIACT will continue working to ensure its passage, helping independent agents and brokers better serve their clients.
Stay tuned for further updates as the bill progresses through the legislative process!
Matt McDonough is PIA Northeast's writer, editor and content curator. Matt joined PIA Northeast in September 2023. Before that, he had been an editor for the online entertainment magazine Collider from 2021-23 as a copy editor for its lists section. Matt entered the world of journalism at his alma mater, SUNY New Paltz, writing and reporting for the college's student run newspaper, The New Paltz Oracle. He graduated from SUNY New Paltz with a Bachelor of Arts in English and a minor in Creative Writing in 2020.
